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Pittsburgh
Federal Credit Union offers members a free checking account with no
minimum balance requirement and no monthly service charges. There
is no limit to the number of checks you can write each month.
As
part of this account, you may also request a Visa Check Card to be used
for purchases and cash advances using this account.
You may use your Visa Check Card
to make purchases at any merchant or withdraw cash at any ATM anywhere
that the "Visa" logo is displayed. Members are allowed
up to eight (8) cash withdrawals per month - there is a charge of $1.00
per withdrawal over eight
(8)
per month. Direct Deposit and ACH transactions are also available with
this account.
To report a lost or stolen Debit card, please
call (800) 991-4965.
Members may choose
from a large selection of check styles that are available from Liberty
Checks. Prices of the check reorders will vary depending on the style
chosen.
There is no minimum balance requirement
to open a checking account, however, members must maintain $25.00 in a
share savings account in order to open a credit union checking account.
Dividends are not paid on the balance in your checking account.
Truth-In-Savings Disclosure
Information
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Annual
Percentage Yield as of Last Dividend Declaration Date
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N/A
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Dividends
Compounded
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N/A
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Dividends
Credited
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N/A
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Dividend
Period
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N/A
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Minimum
Opening Deposit
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None
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Minimum
Balance to Avoid Service Charge
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None
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Minimum
Balance to earn the Stated APY
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N/A
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Balance
Method
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N/A
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Checking Account Fees
The following fees may apply to your checking account.
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Non Sufficient
Funds Fee (NSF) = $30.00
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ACH &ATM
NSF Return Fee = $30.00
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Overdraft Fee =
$5.00 |
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Stop Payment
Fee = $25.00
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Check Copy =
$5.00 |
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Check Printing
Order = Per Printers Price List |
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VISA
Debit/Check Card Application Fee = $3.00 |
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VISA Check Card
Plastic Replacement = $10.00 |
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ATM
Transactions (8 free per month) = $1.00 per item charge for each machine
cash withdrawal, after the 8 per month free. |
Account Service
Fees
The following fees may apply to
all accounts.
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Membership Fee
= $1.00
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Check Cashing
Fee = $5.00 per check (Assessed if savings balance is
less than $100.00 and no other accounts exist. This does not apply
to individuals under 21 years of age.)
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NSF Fee = $30.00
per occurance
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Account Closed
within 90 days of opening = $10.00 (This
fee applies only to Savings and Primary Accounts )
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Cashiers or Certified
Check = $10.00 per check
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Account Reconciliation/Research
Fee (per hour) = $20.00
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Statement Copy
Fee (per page) = $1.00
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Money Orders
(per item) = $1.00
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Faxed copies
per page = $2.00
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ACH & ATM
NSF Return Fee = $30.00
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VISA Credit Card
Over Limit Fee = $20.00
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VISA Credit Card
Late Fee = $25.00
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VISA Credit Card
Plastic Replacement = $10.00
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Pin Number Replacement
= $3.00
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Garnishment/Levy/Subpoena
Processing Fee = $25.00
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Verification
of Deposit/Mortgage = $5.00
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Payoff letters
(Faxed or Mailed) = $10.00
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Escheat Processing
Fee = $100.00
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Vehicle Lien
Recording Fee = $10.00
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Domestic Wire
Transfer = $20.00
*International Wire Transfer = $40.00
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Return Mail Fee
= $5.00
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Investment
Accounts
Early Investment
Withdrawals for both Share Certificates and IRA = up to $2,499.00 is
$25.00, and $2,500.00 and over is $50.00
Call the Credit Union for a paper copy or look on our website. Full Truth
in Savings Disclosures are available upon request.
Additional
Services
As part of your membership, the following
additional services are available to you:
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Visa
Check Card
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Direct
Deposit - ACH #243084469
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Payroll
Deduction |
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Financial
Counseling
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Money
Orders
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US
Postage Stamps
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Credit
Disability Insurance
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Credit
Life Insurance
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Members
Choice Insurance from CUNA Mutual Group
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We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act.
Copyright © 2004 -
Pennsylvania Credit union Association |
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