Pittsburgh Federal Credit Union
317 Brownsville Road
Pittsburgh, PA  15210
Phone: (412) 381-6363
Fax: (412) 381-6440

• All of the above loan rates and terms are subject
  to change without prior notice.
  
• All loans are based on both your Credit Report Score
  and a 40% Debt Ratio. The ratio is calculated on your total monthly
  bill payments, divided by your gross monthly income.
  
• All loans are subject to cross collateral provisions
  per the loan note.
  
• Credit Reports are obtained from Experian, and based
  on a Fair Isaac Risk Model.
  
• Some fees may apply subject to our Home Equity
  Loan Policy. The minimum you can borrow on a Home Equity Loan is
  $10,000.00 and the maximum is $90,000.00, plus fees.*
  
• A total of three (3) monthly payments must be made
  before a member can refinance their unsecured loan.
  
• APR = Annual Percentage Rate.

Please Note: Financing on vehicle loans up to 100% of MSRP or NADA Average Retail Value. Home Equity Loans are available up to 80% of the market value minus any prior liens. Rates are subject to change without notice. Please contact the credit union for the most current rates. To apply for a loan, simply stop in the office for an application.  You may also call or email a request for an application to be mailed to you.  Members have several options regarding repayment - automatic monthly payment from your checking account, monthly with a coupon book, payroll deduction, weekly, or biweekly payments. Automatic payment is available with any of our loan services. We offer life insurance and disability insurance at a nominal cost to the member.

BETTER CHOICE LOANS

Pittsburgh Federal Credit Union is now offering “Better Choice Loans”.

Better Choice loans are an affordable alternative loan program to Pay-Day lending loans. The program is designed for our members to use as a solution to the growing problem of payday lending practices. The Better Choice Program is supported by a joint effort between the Pennsylvania Credit Union Association, the Pennsylvania Treasury Department, and the Pennsylvania Department of Banking. These organizations have a strong interest in helping low and moderate income Pennsylvanians manage their finances and meet their financial needs without resorting to high-cost products such as pay-day loans. Just as Pittsburgh Federal Credit Union does!

Shown below are components to make a Better Choice Loan. Should have any further questions, please call us.

• $500.00 Maximum Loan
• 18% Annual Percentage Rate
• 90 day Repayment Terms
• $25.00 Application Fee
• Must be at least 18 years of age and legally capable of entering into a binding contract
• Two consecutive pay stubs required with a gross monthly income of at least $1.0000.00
• Must be a credit union member in Good Standing at the time the loan is applied for
• 60 day CU membership required
• Financial Counseling Provided
• The loan must be paid in-full prior to any other monies being distributed
  

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We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act. Copyright © 2004 - Pennsylvania Credit union Association