We can help with retirement!

Open a Pittsburgh FCU IRA it has many great benefits to help you start your journey to retirement.
* helps you start saving for retirement when you dont know when or how to start!
• Interest is tax deferred, helping you set money aside for retirement over time.
• You decide how much to contribute and when
• It’s a place to roll over 401(k) funds when changing jobs to avoid fees for leaving at your previous employer to loss your hard earned money!
Stop by to open your IRA today!

2020 HOLIDAY CLOSING

The Pittsburgh Federal Credit Union will be Closed the following days in 2020

Wed  January 1st – New Years Day

Wed January 15th Martin Luther King Day

Monday  February 17th Washington Birthday ( Presidents Day)

Closed at 4  April 10th for Good Friday

Monday May 25th Memorial Day

Friday July 3rd – Independence Day

Monday Sept 7th  – Labor Day

Monday October 12th – Columbus Day

Weds November 11th – Veterans day

Thursday November 26, and Friday November 27 – Thanksgiving

Tuesday December 24th Christmas Eve We will close at noon

Weds December 25th – , and Christmas Day

Four Tips for Healthy Credit

  1. Understand the components of a credit score

Healthy credit is more than just the rate you pay on a credit card. Your credit can affect your ability to purchase a home, send your child to college and plan for retirement.  FICO Scores are used in over 90 percent of U.S. lending decisions, so understanding how this number is calculated is an important step to improving and managing the health of your credit.

  1. Aim to only use 30 percent of your available credit.

Using more than 30 percent could negatively impact your score. Keep in mind that most credit card companies report your outstanding balance as of the statement closing date. Paying your bill in full each month prior to the statement closing date will help keep your utilization down and your score up.

  1. Be careful not to close out your older credit accounts.

Closing older credit accounts could decrease the reported length of your credit history and negatively impact your credit score.

  1. Be mindful when submitting multiple credit applications.

If you are considering a large purchase such as a car and will be submitting multiple credit applications, try to do so within two weeks to avoid having multiple inquiries impact your credit score.

 

 

ALL-POINT ATM ACCESS! WITH OVER 55,000 ATM’S TO ACCESS ACROSS THE US!

Pittsburgh Federal Credit Union Thanks you for being a part of our membership

NOW OFFERING MORE FREE ATM ACCESS THOUGH THE ALL-POINT NETWORK
DOWNLOAD THE FREE APP TODAY TO FIND THE CLOSEST ATM TO YOU!
YOU NOW HAVE ACCESS TO OVER 55,000 ATM ACROSS THE US
ACCESS OUR FREE ATM’S AT RITE AID, CVS,WALGREENS, SPEEDWAY,TARGET,
COSTCO, COGO’S AND MORE!!!

* IF YOU USE ANY ATM OUTSIDE OF THE ALLPOINT ATM NETWORK YOU WILL BE
CHARGED A FEE OF 2.50

View their ATM locator here.