The Pittsburgh Federal Credit Union will be Closed the following days in 2020
Wed January 1st – New Years Day
Wed January 15th Martin Luther King Day
Monday February 17th Washington Birthday ( Presidents Day)
Closed at 4 April 10th for Good Friday
Monday May 25th Memorial Day
Friday July 3rd – Independence Day
Monday Sept 7th – Labor Day
Monday October 12th – Columbus Day
Weds November 11th – Veterans day
Thursday November 26, and Friday November 27 – Thanksgiving
Tuesday December 24th Christmas Eve We will close at noon
Weds December 25th – , and Christmas Day
- Understand the components of a credit score
Healthy credit is more than just the rate you pay on a credit card. Your credit can affect your ability to purchase a home, send your child to college and plan for retirement. FICO Scores are used in over 90 percent of U.S. lending decisions, so understanding how this number is calculated is an important step to improving and managing the health of your credit.
- Aim to only use 30 percent of your available credit.
Using more than 30 percent could negatively impact your score. Keep in mind that most credit card companies report your outstanding balance as of the statement closing date. Paying your bill in full each month prior to the statement closing date will help keep your utilization down and your score up.
- Be careful not to close out your older credit accounts.
Closing older credit accounts could decrease the reported length of your credit history and negatively impact your credit score.
- Be mindful when submitting multiple credit applications.
If you are considering a large purchase such as a car and will be submitting multiple credit applications, try to do so within two weeks to avoid having multiple inquiries impact your credit score.
Pittsburgh Federal Credit Union Thanks you for being a part of our membership
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